Best affordable women’s coastal wear brands of 2026, under $100

Looking for beach-to-street style on a budget? Our quick picks: J.Crew Factory for classic coastal staples, Quince and Billabong for durable swim under $100, Lulus and Mud Pie for day-to-night dresses, ASOS and Zara for trend-forward layers, and H&M and SHEIN for ultra-budget experiments. Every brand here routinely delivers solid options under $100, with notes on materials, fit, and returns so your savings hold after the first wear.